Cory Doctorow: "Apparently, a company in Sweden is offering file-sharing insurance – they’ll pay your fines if you’re sued by the RIAA. The /. submitter translates the link as follows: ‘For a mere 140 SEK ($19 USD) per year, they will pay all your fines and give you a t-shirt if you get convicted for file sharing.’"
I have no idea if these insurers can be trusted with $19/year, but it actually sounds like a pretty plausible business model. If you count up all the file-sharers on the net, and divide it by the all the fines and settlements ever paid to the RIAA, my guess is that it’s way
less than $19/year, which suggests that you could make a buck (or Kronor) at this. Link