New Law Makes Gift Cards a Popular Option for Holiday Shoppers This Year

GIFT CARDS

Gift card kiosk

Gift cards have long been a popular option for holiday shoppers who are short on time and bereft of ideas. But in the past, givers had to make a difficult choice. Gift cards from credit card issuers or banks could be used almost everywhere but were often loaded with expiration dates and inactivity fees. Retail cards were usually free of such restrictions but required givers to select an appropriate retailer — a challenge if you had trend-conscious teenagers on your list.

 

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Federal Reserve Issues New Rules To Protect Consumers Against Gift Card Abuses

gift cards

Gift card rules take effect Aug. 22.

The Federal Reserve has issued new rules to protect Americans from getting stung by unexpected fees or restrictions on gift cards.  Gift cards have grown in popularity — with more than 95% of Americans having received or purchased them, the Fed said.

 

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Great Idea for Old Credit Cards

 Great Idea for Old Credit Cards

The only good use for old American Express cards is picking out some classic Clapton tunes

If you’ve been wondering what to do with all of your old credt cards, here’s an ingenious new idea. Handmade guitar picks. Most are made from old plastic cards (gift cards, credit cards, hotel room keys, etc.) Other materials are cardboard, “Handi Snacks” stick, CD, Toshiba laptop, and plastic packaging.

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