By Futurist Thomas Frey
Housing has become the defining economic battleground of our era. A Gen Z worker in San Francisco needs to earn $200,000 annually to afford a median-priced home. In Sydney, Toronto, London, and dozens of other cities, home ownership has transformed from middle-class expectation to luxury reserved for the wealthy or those with family money.
This isn’t a temporary market fluctuation. It’s a structural crisis decades in the making, accelerated by technology, exacerbated by policy failures, and threatening the social contract that promised each generation could achieve what their parents had.
Understanding how we arrived here—and how we escape—requires examining who’s at fault and what solutions might actually work. The answer is more complex and more solvable than most coverage suggests.
Continue reading… “The Housing Crisis: How We Got Here and What Comes Next”