Futurist Thomas Frey: The insurance industry exists as a tool for mitigating the costs and damage associated with a single incident occurring for an individual or organization.
Continue reading… “Transforming the Future of the Insurance Industry”
8 ways to spend money to increase happiness
Eight ways money can buy happiness.
Harvard happiness expert Daniel Gilbert (author of the bestseller Stumbling on Happiness) spells out 8 ways we can spend our money to increase happiness.
Continue reading… “8 ways to spend money to increase happiness”
Doctors in America going broke
American doctors are harboring an embarrassing secret.
Doctors in America are going broke and the trend is worrying industry watchers. This quiet reality is spreading nationwide and is claiming a wide range of casualties, including family physicians, cardiologists and oncologists.
Continue reading… “Doctors in America going broke”
More employers penalize smokers with higher insurance premiums
Wal-Mart Stores, the nation’s largest employer, recently sought the higher payments from some smokers, as much as $2000 more than non-smokers.
Employers are making a shift toward penalizing employees with unhealthy lifestyles rather than rewarding employees with good habits as more employers are demanding that workers who smoke, are overweight or have high cholesterol shoulder a greater share of their health care costs.
Continue reading… “More employers penalize smokers with higher insurance premiums”
People given financial incentives to stay healthy are less likely to be admitted to hospital
Incentive-based health programs can motivate people to change their behaviour.
Among insurance customers who were rewarded with lower premiums for keeping fit, those who added two gym visits to their weekly routine were 13 per cent less likely to go to hospital.
Top 20 most dangerous U.S.cities for pedestrians
Florida holds the top four on the list with the most dangerous places to walk in America.
The 2011 edition of the “Dangerous by Design” report has just been released by Transportation for America, which calculated the Pedestrian Danger Index (PDI) in metro areas around the country. Cities where people walk more have more pedestrian deaths, so the index plots the number of pedestrians who die against the number of people who walk.
Continue reading… “Top 20 most dangerous U.S.cities for pedestrians”
National Highway Traffic Safety Administration Considers Black Boxes in All Cars
NHTSA to propose a requirement that all new vehicles contain an event data recorder.
Officials at the National Highway Traffic Safety Administration are considering to require that all new cars must have an event data recorder inside the vehicle.
Continue reading… “National Highway Traffic Safety Administration Considers Black Boxes in All Cars”
Health Insurers Make Huge Profits While Many Americans Postpone Care
Health insurers propose double-digit increases in their rates, citing a need for protection against any sudden uptick in demand once people have more money to spend on their health.
Major health insurers in the U.S. are heading into a third year of record profits. Their earnings have been enriched in recent months by a lingering recessionary mind-set among Americans. Many who are postponing or forgoing medical care.
Study: 129 Million Americans Under 65 Have Pre-Existing Health Conditions
Health problems could prevent Americans from obtaining health insurance.
As many as 129 million Americans under age 65 have health problems that could hurt their ability to obtain health insurance or force them to pay higher premiums, a U.S. government study said on Tuesday.
Continue reading… “Study: 129 Million Americans Under 65 Have Pre-Existing Health Conditions”
