Money Talk – Page 20

Analysis, Business, Latest Trend, Money Talk

Democratization of funding is disrupting the venture capital landscape

July 21, 2014

Democratization of funding is changing the VC landscape.

The venture capital and funding market has changed dramatically over the last ten years. In the past venture capitalists were the go-to-guys in the playground, there are new players giving entrepreneurs with many choices. One used to focus their efforts in the famed VC offices on Sand Hill Road, but today it is happening in every corner and coffee shop around the world.

Continue reading… “Democratization of funding is disrupting the venture capital landscape”

Analysis, Latest Trend, Money Talk

The salary at which money won’t make you any happier in each state

July 18, 2014

Can money buy happiness? Only up to a certain point. But just how much you need to get to that threshold really depends on where you live, according to a new analysis by Doug Short, vice president of research at investment group Advisor Perspectives.

Continue reading… “The salary at which money won’t make you any happier in each state”

Analysis, Business, Money Talk

Lawrence Lessig’s Mayday smashes $5M crowdfunding goal

July 11, 2014

Lawrence Lessig’s Mayday.us just raised a lot of money to help get the money out of politics by campaigning to elect five politicians who will enact campaign finance reform. Last week, the Super PAC hit its $5 million grassroots fundraising goal thanks to 47,000 supporters, which will be matched by $5 million in donations from wealthy tech luminaries.

Continue reading… “Lawrence Lessig’s Mayday smashes $5M crowdfunding goal”

Analysis, Business, Money Talk, Science & Technology News

RevolutionCredit wants to change the way credit scores are calculated

July 10, 2014

RevolutionCredit is using online finance crash courses to help lenders better determine a person’s creditworthiness.

Could a better credit score may soon be just be a few mouse clicks away? The current system of determining a person’s creditworthiness is “inadequate and insufficient” and is costing both consumers and creditors, said Zaydoon Munir, founder and CEO of RevolutionCredit.

Continue reading… “RevolutionCredit wants to change the way credit scores are calculated”

Business, Latest Trend, Money Talk, Science & Technology News

Banking with startups a growing trend

July 7, 2014

Majority of the people in the U.S. could be “banking” with startups in the next three to five years.

For investors and entrepreneurs, when looking for opportunity in the financial industry where technology can have the greatest impact, the best place to start has been with one of our oldest institutions: banks. However, while critical to our economy, banks are generally inefficient, have high fixed costs and don’t exactly elicit happy thoughts from the average consumer. It’s for these reasons, among others, that the biggest opportunities in the financial world revolve around the disintermediation of these banks and core financial services.

Continue reading… “Banking with startups a growing trend”

Analysis, Business, government, Latest Trend, Money Talk, Science & Technology News

Disrupting Government – Why Countries Will Soon Have to Compete for their Citizens

June 27, 2014

Futurist Thomas Frey: In 2002, Roger Ver was honing his entrepreneurial skills by selling products on eBay. It was in the aftermath of the Twin Towers disaster when one of his products called “Pest Control Report 2000” hit the radar of Homeland Security and he was charged and convicted of selling 14 pounds of explosives without a license.

Continue reading… “Disrupting Government – Why Countries Will Soon Have to Compete for their Citizens”

Analysis, Business, Latest Trend, Money Talk, Science & Technology News

Peter Diamandis on the coming disruptive age of Bitcoin

June 27, 2014

Peter H. Diamandis

Peter Diamandis talks about how Bitcoin is moving from its Deceptive phase to a very Disruptive phase. He explains why, and what you may want to do.

Continue reading… “Peter Diamandis on the coming disruptive age of Bitcoin”

Analysis, Business, Latest Trend, Money Talk

‘Bitcoin Jesus’ promises the rich a tax-free paradise

June 26, 2014

‘Bitcoin Jesus’ – Roger Ver

In the workd of cyber-currencies, Roger Ver is known as “Bitcoin Jesus.” Though he can’t promise you heaven, he is offering a haven: a condo in the Caribbean that comes with a new passport and almost zero taxes. Ver is an ex-U.S. citizen, ex-convict, millionaire investor, self-described libertarian and founder of Passports for Bitcoin.

Continue reading… “‘Bitcoin Jesus’ promises the rich a tax-free paradise”

Analysis, Business, Latest Trend, Money Talk

Study shows startups are better off taking less venture capital

June 16, 2014

Entrepreneurs fared better taking less venture capital.

It seems that raising as much venture capital as humanly possible is Silicon Valley’s mantra, there are reasons to be cautious when signing termsheets. Startups raising a couple of million dollars had a median exit price of more than $10 million, while the outcome for those raising double that was actually worse, a recent study shows.

Continue reading… “Study shows startups are better off taking less venture capital”

Analysis, Latest Trend, Money Talk

The average savings rates by income in the U.S.

June 13, 2014

Savings rates vary by income.

Americans as a whole don’t save a lot of money. The latest 2014 savings statistics shows that the average American only saves ~4% of their income a year. In other words, it takes the average American 25 years to save just one year’s worth of living expenses.

Continue reading… “The average savings rates by income in the U.S.”

Analysis, Business, Latest Trend, Money Talk

It’s time to disrupt the venture capital world

June 11, 2014

We are set to disrupt the way startup investments are made.

Billions of dollars are flowing through Venture Capital Companies into startups. And that is an incredibly important development to bring more innovation, disruptive thinking and many more businesses to life. However, the Kauffman Foundation, a pretty influential force in the VC world, has expressed their frustration in a recent report:

Continue reading… “It’s time to disrupt the venture capital world”

Business, Latest Trend, Money Talk

8 companies where employees hit $1million in revenue

May 26, 2014

Valero Energy

In the first quarter of 2014, did you generate $1 million for your employer? If not, you’d better stop reading this and get back to work if you want to keep up with the most productive workers in the U.S.

Continue reading… “8 companies where employees hit $1million in revenue”