Cignifi raises funding to provide credit scores for people in emerging markets

mobile-money

Cignifi relies solely on mobile phone behavioral data.

Financial institutions, in the developed world, use credit history in order to assess a person’s creditworthiness and subsequently issue them financial products at personalized terms.. Unfortunately, that’s difficult to do in emerging markets, where mobile phones are more prevalent than traditional credit history.

 

 

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Hitachi developing a new reactor that burns nuclear waste

hitachi-reactor-1

Hitachi’s nuclear-waste burning reactor system

Nuclear waste is a problem because it needs to be stored for thousands of years before it is safe. Hitatchi has partnered with MIT, the University of Michigan, and the University of California, Berkeley, to make this situation a little more manageable. They are working on a new reactor design that uses transuranic nuclear waste for fuel; leaving behind only short-lived radioactive elements.

 

 

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DARPA ElectRx program explores new neuromodulation technology to help the body heal itself

ElectRx

The new Electrical Prescriptions (ElectRx)  (pronounced “electrics”) DARPA program aims to develop new high-precision, minimally invasive technologies for modulating nerve circuits to restore and maintain human health, initiated in support of the President’s brain initiative.

 

 

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Japan to build the world’s largest floating solar power plants

Solar-Power-Plant

One of Kyocera’s existing solar power plants in Japan, which has 70 MW of power capacity.

Being short on free land space is not stopping Japan from investing in renewable energy. Solar panel company Kyocera Corp, Century Tokyo Leasing Corp and Ciel Terre have announced that they’re teaming up to create two huge floating solar power plants which will be up and running by April next year.

 

 

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Why taking breaks can make you happier, more focused, and more productive

break

Breaks keep us from getting bored.

You probably don’t want to take a break right now because you are too busy. Reading this post is probably one of the many tabs you have open on your browser right now. And, your to-do list is likely close by and packed with tasks.

 

 

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Eight facts that explain what’s wrong with health care in America

american-health-care-system

Obamacare is not universal health care.

If the American health care system were to break off from the United States and become its own economy, it would be the fifth-largest in the world. “It would be bigger than the United Kingdom or France and only behind the United States, China, Japan and Germany,” says David Blumenthal, executive director of the non-profit Commonwealth Fund. Here are eight facts that support reality.

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The mystery surrounding the ‘interceptor’ cell towers deepens

interceptor-towers

A map of the interceptors discovered so far.

In the U.S., mysterious “interceptor” cell towers are grabbing phone calls — but they’re not part of the phone networks. And, two experts said the towers don’t appear to be projects of the National Security Agency (NSA).

 

 

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Intelligent failure will invent the future

vetruvian-split

Vinod Khosla: The world is changing at an increasingly rapid pace. In the past, experts with spreadsheets and econometric models or social scientists with subscale studies and linear models may have been useful. These so-called experts extrapolated from what came before, but as the rate of change has increased, looking to the past often is no longer meaningful – especially in a world driven by new technology.

 

 

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Views for the top 100 YouTube channels have grown by 80.5% in the past year

pewdiepie

YouTube’s  biggest star PewDiePie’s gaming videos were watched 439m times in July 2014 alone.

There are more than 1 billion viewers a month on YouTube. They watch 6bn hours of video, with nearly 40% of it watched on mobile devices. Its top channels are taking advantage.

 

 

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We should start taking artificial intelligence seriously

robot

AI is no longer just for technology companies.

Intelligent machines have arrived, only they don’t look at all like we expected. They aren’t HAL from “2001: A Space Odyssey,” and they certainly aren’t Scarlett Johansson’s disembodied voice in “Her.” Intelligent machines are more akin to what happens when insects, or even fungi, do when they “think.”

 

 

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