Debt problems plague older Americans

postponing retirement

Many Americans have to postpone retirement.

Many Americans are reaching their 60s with so much debt they can’t afford to retire.  Before retiring most people would pay off their debts. But as wages have barely kept up with rising prices over the past 35 years Americans have pushed debt higher, living beyond their means. Now, people are postponing retirement, cutting living standards or both.

 

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Scrub Your PC clean: remove Malware in four easy steps

malware eeeeeeee

YIKES!

Malware sucks. In the best-case scenario, it craps up your system with unwanted files and occasionally makes itself known in the form of a persistent pop-up window or annoying browser-based toolbar. In the worst-case scenario, malware completely takes over your desktop or laptop and ruins your life.

Your system slows it to a crawl. You can’t even boot into Windows in the time it takes you to walk to the kitchen and back. Your data gets sent off to a faraway Internet land or, worse, your actual keystrokes are recorded for some unsavory individual to see. Malware locks down you browser, making you unable to actually do any browsing without being carted off to some bogus domain. You can barely run a program in Windows without getting bombarded by fake advertisements, programs, and dancing people on your desktop.

We can’t make this stuff up…

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What stress actually does to you and what you can do about it

stress topic_effects

Stress is an unpleasant fact of life. We all experience it for various reasons, and we all try to come up with ways of coping with it—some with more success than others. So what exactly is stress doing to your mind (and body) when you’re staring down a deadline? And what can you do to power through it?

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Space junk at a ‘tipping point’: study

space junk

Space junk: a conceptual artwork representing defunct satellites, failed missions, and shrapnel orbiting Earth.

“A tipping point” for collisions has been reached with the amount of debris orbiting the Earth, which would in turn generate more of the debris that threatens astronauts and satellites, according to a U.S. study released on Thursday.

 

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Google Chairman Eric Schmidt weighs in on patent issues: They’re ‘Terrible’

patent_office 354

Patents are a tricky thing these days.

Eric Schmidt, Google’s Executive Chairman and former CEO, took the stage at the Dreamforce conference in San Francisco today to talk about a host of topics, including the success of Google Apps, his feelings about Steve Jobs, Google’s recent acquisition of Motorola, with the conversation with Salesforce CEO Marc Benioff even ranging into Schmidt’s thoughts on the current landscape facing the U.S. patent market.

The executive chairman began by addressing the purchase of Nortel Networks’ roster of patents by a group of buyers that included some of Google’s rivals, including Microsoft and Apple. TechCruncher MG Siegler covered the back-and-forth between Google and Microsoft that unfolded in regard to the supposition that the group that bought the Nortel patents was effectively attempting to cut the legs out from underneath Android…

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‘Gene Overdose’ causes extreme thinness

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Scientists have identified a reason why some are underweight.

Scientists have discovered a genetic cause of extreme thinness for the first time, in a study published August 30 in the journal Nature. The research shows that people with extra copies of certain genes are much more likely to be very skinny. In one in 2000 people, part of chromosome 16 is duplicated, making men 23 times and women five times more likely to be underweight…

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5 idiotic marketing disasters

crazy marketing

Marketing can make you or break you.

We’ve all heard a marketing campaign at some point and thought, “that is just stupid,” but most bad advertising strategies just result in a few less sales than a successful campaign would have brought in. Sometimes though, a company will run a campaign that’s so idiotic that the company ends up losing thousands, if not millions of dollars. Take, for example, the Silo marketing campaign that said customers could get a new stereo for only “299 bananas.” When customers started actually showing up with bundles of bananas, the store had no choice but to give them stereos in exchange for fruit…

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Health care fraud prosecutions could rise 85% in 2011

Health-care-fraud-prosecutions

Health and Human Services Secretary Kathleen Sebelius speaks about the Medicare Fraud Strike Force.

Federal health care fraud prosecutions in the first eight months of 2011 are on pace to rise 85% over last year due in large part to ramped-up enforcement efforts under the Obama administration, according to new government statistics.

 

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The Social Network paradox

cut bvdw_harlinghausen

Hi there. Wanna chat? I’m hip, scruffy and funny.

Over the years, there’s been a radical change in the way we interact with our networks of friends online. It used to be that we had a few of our friends (online or offline friends) on a service, allowing us to connect to friends through the Internet and see what their activities were. Where the Internet used to be a somewhat scary world full of strangers, we suddenly had friendly anchors to explore that world with. Sure, most of our friends weren’t online, or at least not using the same services, but the familiarity was comforting and the ability to see what a few of our friends were doing allowed us to find new content and new friends.

We fell in love with sites that made us feel like there are people out there who are similar to us, who we are talking to and having common experiences with. But then, some of these networks — Facebook and Twitter in particular — began to grow explosively…

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