8 debt options to finance your small business startup: part 1

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Credit cards are the most common form of financing for small business startups.

There are eight solutions to financing your startup with debt.  When you are talking about debt options, think of loans and lines of credit that you pay back to a lender.  We are not looking at any equity solutions such as angel investors, venture capital, etc.  But nothing is easy these days and if you have damaged credit or you’re looking for several hundred thousand dollars it’s much less likely to happen purely with debt.

Continue reading… “8 debt options to finance your small business startup: part 1”

The SOPA blackout: Wikipedia, Reddit, Mozilla, Google, and many others protest proposed law

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Two new laws proposed by US legislators, the Stop Online Piracy Act and Protect IP Act, have been attracting a very negative reaction from the web community over the past couple of months, which is today culminating in a day of protests. Aiming to curtail copyright infringement on the web by giving the US government unprecedented new powers, both SOPA and PIPA have been rejected as overreaching and unhelpful laws that cannot coexist with a free and open internet.

A lot of websites (most notably Wikipedia) are going dark today in protest of SOPA.

But the humor site The Oatmeal easily wins for its hilarious GIF about the proposed law. In its own way, it does a better job of explaining what SOPA means than a lot of the serious sites out there.

Here it is after the jump. Watch and laugh…

Continue reading… “The SOPA blackout: Wikipedia, Reddit, Mozilla, Google, and many others protest proposed law”

More than half of employers say they can’t find qualified workers

trouble finding skilled workers

A survey of employers found a huge jump in U.S. employers saying they were having trouble filling open jobs.

There are 13 million people in the United States looking for work.  It seems like anyone who wants to hire someone would have little difficulty doing so.

But many employers are saying otherwise.

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14 major risks that used to only exist in science fiction novels

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50 Global Risks 2012 ncludes risks we don’t think about everyday like cyber neotribalism, the militarization of space, and a volcanic winter.

Risk management is a part of our everyday personal and professional lives. We know to look both ways before crossing the street. We also know that we must diversify our investment portfolios to mitigate the impact of a stock market crash.

But, what about the less obvious risks?

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Foreign tourists could help the U.S. economy

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Non-resident visitors to the United States wait in line at immigration control at a U.S. airport.

Businesses salivate over the kind of foreign traveler Agustina Ocamp is.  He is a  22-year-old Argentine who recently dropped more than $5,000 on food, hotels and clothes in Las Vegas during a trip that also took her to Seattle’s Space Needle, Disneyland and the San Diego Zoo. But she doubts she will return soon.

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We’ve bought $41 billion in unused gift cards since 2005

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Are you giving the gift that won’t get used?

Gift cards are the laziest, lousiest, most convenient, popular and widely given present. And this is your yearly reminder of just how much they stink. Since 2005, we’vetossed out more value in gift cards than the entire GNP of Ghana…

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