Americans Pessimistic About Income Growth

tighten belts

Americans tighten belts as they are squeezed by rising prices and stagnant wages.

Consumers are being squeezed on both sides by wages that aren’t increasing and rising prices.  According to survey data by Goldman Sachs, the number of people who believe they will bring home more money one year from now is at its lowest in 25 years.


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Loyal2.Me: The World’s First and Only “Personal Loyalty Program”


Featured invention at the DaVinci Inventor Showcase 2010

Loyal2Me offers the industry’s first consumer-controlled, multi-media advertising experience, giving them complete privacy from the businesses that use Loyal2Me for branding, advertising, marketing and event nofitification.


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3 Macroeconomic Trends That Could Impact Your Investments


Cashing in on global macrotrends.

Investors that ride with global trends find excellent opportunities, while those that run against to them tend to find that the going gets very difficult. Identifying trends and identifying which companies will prevail in those trends is vital to long-term investor success. In this article, we’ll take a look at three trends that may impact your investments.


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20,000 US BitTorrent Users Sued; 30,000 More Lawsuits Pending

lawsuit 1342

Are you gonna be sued next for downloading movies?

The number of Americans targetted by entertainment industry lawsuits nearly doubled this month, as the the US Copyright Group (“an ad hoc coalition of independent film producers and with the encouragement of the Independent Film & Television Alliance”) brought suit against 20,000 BitTorrent users. 30,000 more lawsuits are pending, bringing the total number of US entertainment industry lawsuit defendants up to 80,000 (when you include the 30,000 victims of the RIAA).

This beatings-will-continue-until-morale-improves gambit is puzzling to me. It seems likely to me that most of these defendants will settle for several thousand dollars (regardless of their guilt) rather than risk everything by hiring a lawyer to defend themselves. But does the “US Copyright Group” really think that Americans will go back to the mall with their credit-cards in hand once their friends’ lives have been ruined by litigation?

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The Future of Social Media

social media

What is the future of social media?

In the few short years that social media has been a marketing vehicle, it has already had an enormous effect on the way companies do business. In the coming years there will be even more changes, as social media marketing extends from the marketing department to nearly every aspect of a company’s business.


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Chimpanzees Help Each Other On Request But Not Voluntarily


Tool transfer upon recipient’s request.

The evolution of altruism has long puzzled researchers and has mainly been explained previously from ultimate perspectives—”I will help you now because I expect there to be some long-term benefit to me”. However, a new study by researchers at the Primate Research Institute (PRI) and the Wildlife Research Center (WRC) of Kyoto University shows that chimpanzees altruistically help conspecifics, even in the absence of direct personal gain or immediate reciprocation, although the chimpanzees were much more likely to help each other upon request than voluntarily.

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People In The US, Canada And Spain Have The Highest Cell Phone Bills


It’s not the kind of thing you’ll probably want to brag about winning, of course, but, according to new research conducted by the OECD, people in the US, Canada and Spain come out on the top of the heap when it comes to high cellphone bills. The research was conducted by categorizing bills into three usage categories, with the mid-range being 780 minutes per year of voice calls, and 600 SMS per year. For that amount, people in the US of A pay about $635 (the highest rate), while runners-up Spain pay just over $500. The countries with the lowest phone bills include the Netherlands and Sweden, where that same usage runs about $130. Yes, that’s a huge discrepancy, alright, meaning that in the Netherlands you’d pay around $11 a month with that level of usage, while in the US the same amount will run around $53 a month. Then again, they don’t get to watch “The Real Housewives of New Jersey” in the Netherlands, do they?

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How Consumers And Businesses Are Embracing ‘Foreverism’



While the ‘now’ has never been more popular, with many consumers still keen on instant gratification, trying to maximize the amount of experiences they can collect in as little time as possible (and with as little budget as possible), there are equally strong forces promoting the ‘forever’:

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