Loan Cards Are Replacing Credit Cards on College Campuses

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A loan card acts as a debit card, allowing students access to loan money left over after tuition.

“Meet your new best friend on campus,” the letter reads. A school’s emblem is featured in the letterhead – and even on the card – and students are urged to activate their accounts quickly.

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Credit Card Use Declines Sharply While Debit Card Use Rises

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Credit card use on the decline.

Americans have sharply reduced their use of credit cards, and some analysts believe the trend will continue even after the economy has fully recovered.The Federal Reserve Board reported this week that credit card borrowing fell at a 6.3% annual rate in July. The last time borrowing with credit cards increased was in August 2008.

 

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Dynamics Card 2.0 – Putting Multiple Credit Card Accounts on the Same Plastic

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Dynamics Card 2.0 MultiAccount

The worst part about getting your credit card declined? Reaching back into your wallet to find one that works. Embarrassing! The Dynamics Card 2.0 MultiAccount feature solves that by putting two different accounts on the same piece of plastic.

 

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Intuit and Mophie to Offer the Complete Credit Card Solution for the iPhone

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Complete Credit Card Solution

If you’ve been looking for a better way to accept credit cards with your iPhone, Intuit and Mophie have teamed up and may just have the perfect solution for you — assuming you’re still rockin’ an older iPhone 3G or 3GS, that is (for now).

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Transform Your iPhone into the Swipe It Credit Card Reader

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Swipe It Reader

It lacks the subtlety of the Square payment system’s iPhone/iPod Touch credit card reader, but there’s just something about Macally’s new Swipe It Reader that makes it look so much more reliable and trustworthy. Maybe it’s because of the Swipe It Reader’s slightly bulky design that looks like the credit card readers we’ve been using at stores all these years? I’m not sure. But part of that bulk comes from the device’s spring-loaded arm which cleverly allows it to hold iPhones and iPod Touches wrapped in cases, or whatever future designs Mr. Ives comes up with.

 

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AT&T, Verizon, and T-Mobile Want To Make Your Phone A Credit Card

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Creating new ways to dig yourself into iDebt

You loved Visa and DeviceFidelity’s attempts at turning your iPhone into a credit card. You were dazzled by the possibility of leaving behind that 1mm of inconvenience next time you go out for burritos. However, you lamented the possibility that such a dream may never come true.

Lament no more, friends…

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Credit Card Issuers Increase Non-Penalty Service Fees as Card Holders Become More Frugal

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Consumers are charging less on their credit cards, paying down their balances and steering clear of penalty fees.

After the recession forced credit card companies to purge their rosters of the riskiest loans, the industry is facing a new problem: customers who are too good.

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