The Great Bank & Credit Card Backlash


The smell of corruption is offending more than few nostrils

Futurist Thomas Frey:  Recent attempts by Congress and the Federal Reserve Board to curb the excessive fees being charged by credit cards, banks, and finance companies have resulted in a punitive industry response with interest rates and fees climbing in almost every category. This action has resulted in nothing short of a full-scale revolt by a victimized-feeling public.


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88.2 Million People Will Use Digital Coupons in 2011

online coupons

Household usage of digital coupons has nearly doubled since 2005.

A digital revolution in couponing coupled with the belt-tightening of the recession have combined to make coupons cool among more than just those clipping the Sunday circular. Digital coupon usage is now firmly a part of the online shopping experience of millions of US consumers.


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Walmart Struggles with Financially Squeezed Customers to Shop Beyond Necessity

walmart shopper

The world’s largest retailer reported the eighth consecutive quarterly decline at its US stores.

Wal-Mart admits it has been struggling to persuade shoppers to buy much beyond the necessities, as rising food and gas bills hit the spending power of US consumers.  

What Effect Will the Cut in Debit Card Fees Have on Consumers?

debit card

The Fed rule on debit card fees could have far-reaching effects on how consumers spend and save.

The debit card battle between retailers and banks has reached epic proportions.   The plan by lawmakers is to slash the fees retailers pay banks every time a shopper uses a debit card.  Both sides are spending millions of dollars to convince lawmakers that they’re looking out for average Americans.


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Reinventing Sales Tax


Sales tax is a a system that is now on the verge of collapse

Futurist Thomas Frey:  As a general rule, extreme levels of complexity take a significant toll on society. The price we pay for complexity is far greater than the money involved. With upwards of 90,000 separate taxing districts in the U.S. sales tax has become an overly complicated system deeply entrenched in the fabric of society, but woefully out of touch with the times.


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Focus on the Future of Financial Planning at FPA Retreat


Futurist Thomas Frey, a keynote speaker, suggests planners take advantage of the ‘untethered marketplace’.

Since its inception in 2000, the FPA Retreat has always been sui generis: It is as much a gathering of like-minded financial planners who draw strength from communing with each other as it is an educational conference.


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Potential Losers in the AT&T and T-Mobile Merger: Consumers

at&t tmobile merger

The merger would leave just three major cellular carriers in the United States.

The proposed $39 billion  merger of AT&T and T-Mobile could save the companies a lot of money. For everyone else, it could cost a lot of money. No sooner did the two companies announce a $39 billion merger on Sunday than industry analysts began assessing the impact on the biggest potential losers in the deal: consumers.


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Socialnomics – The Impact of Social Media Around the World


Social Media Revolution 2 – Based on the book Socialnomics by Erik Qualman

A fascinating, research-based look at the impact of social media on businesses and consumers around the world, and what’s in store for the future.


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Discover the Hidden Patterns of Tomorrow with Futurist Thomas Frey
Unlock Your Potential, Ignite Your Success.

By delving into the futuring techniques of Futurist Thomas Frey, you’ll embark on an enlightening journey.

Learn More about this exciting program.