peer-to-peer – Impact Lab

AI, Banking, Crypto Currency, future predictions, future report, future scenario, future tech

The Great Banking Exodus: How Gen Z Is Making Traditional Finance Obsolete

November 5, 2025

By Futurist Thomas Frey

Harper James got her first overdraft fee at nineteen—$35 for being $2.47 short on her checking account. The coffee she bought for $4.50 ended up costing her $39.97. When she called the bank to protest, they explained it was “policy” with the sympathy of a recorded message.

That was 2019. By 2029, Harper hadn’t stepped inside a bank in a decade. And she wasn’t alone.

Gen Z had successfully dismantled parts of the prison industrial complex with Ward the Warden. They’d begun revolutionizing healthcare with optimization protocols. Now they were turning their attention to an industry that had either raped them with fees and interest or systematically excluded them from financial opportunity altogether.

Their target: the entire traditional banking system. Their strategy: make it irrelevant.

Bitcoin, Blockchain, Money Talk, Science & Technology News

3 powerful ways crypto is completely going to transform our lives

July 10, 2019

You won’t believe it till you transact it

Its time to cut the crap. Humanity is on its way to decentralization. The choice is yours to become antiquity in the museum of fiat corruption, or a fast crypto Lamborghini fueled by blockchain on its way to peer to peer financial empowerment.

Lets no longer deny the future of money. It will be digital, it will be apps, it will be borderless and neutral. And it will be humanities biggest escape from the capitalist abyss of pyramidal driven greed destruction. Nakamoto will be proven to be the 21 century Houdini showing the escape route from the financial chains of banks and middlemen slavery. He introduced the technological way that will eventually free most of humanity from the parasitical power of cartels. And if you don’t grasp it yet fully, its OK.

Buckle up for these 3 biggest transformational changes crypto, bitcoin and cryptocurrencies will bring us on the long run.

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Architecture, Computer Security, Internet

Blockchain: The Next Generation of the Internet

July 5, 2017

Blockchain, or distributed ledger technology, could soon give rise to a new internet era even more disruptive and transformative than the current one, according to a white paper, Realizing the Potential of Blockchain, published by the World Economic Forum today.

Analysis, Business, Internet, Latest Trend, Money Talk

Bitcoin – World’s Fastest Growing Currency Triples in Price

June 12, 2011

Bitcoin online currency

Bitcoin, the world’s fastest-gaining currency has tripled in price again. Last week, SmartMoney reported that the Bitcoin had exploded from an exchange rate near zero to more than $10 in about a year, making it one of the top-returning assets of any kind. On Wednesday the currency topped $30.

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Analysis, Health & Fitness, Internet, Latest Trend, Report, Science & Technology News

Peer-to-Peer Healthcare Widespread in U.S: Report

March 16, 2011

The internet gives patients and caregivers access not only to information, but also to each other.

Many Americans turn to friends and family for support and advice when they have a health problem. This report shows how people’s networks are expanding to include online peers, particularly in the crucible of rare disease. Health professionals remain the central source of information for most Americans, but “peer-to-peer healthcare” is a significant supplement.

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