What makes the cloud so disruptive is that it compels legacy players to change their business models.
In Harvard professor Clayton Christensen’s 1997 management classic The Innovator’s Dilemma
, he coined the term disruptive innovation. The central premise was that a change in technology can completely transform the basic economics of an business.
Continue reading… “The Cloud might be the most disruptive innovation ever”
Millennials have embraced multiple ways of getting around.
The automobile was an American icon throughout the 20th century. It was a symbol of freedom and mobility. It gave people choices they never had before — new places to travel, new people to visit, and the like.
Continue reading… “Millennials shifting commuter trends”
Young adults spend leisurely time at Marion Square in Charleston, SC.
Jessica Duggan grew up in this starchy historic city in the 1990’s. She remembers field trips with her mother to the historic Battery neighborhood, watching tourists “doing the horse thing and the market thing.” She dreamed of staying here as an adult. But she had to admit that her hometown was hopelessly uncool.
Continue reading… “‘Post college towns’ teem with college-educated young adults, jobs”
Futurist Thomas Frey: Every day we wake up different.
Moment by moment, our lives are changing. Much like a strobe light with flashes of memories jumping through our minds we randomly recall where we’ve been.
Continue reading… “Betting on Your Future Self”
“Don’t make me dig out my claws!”
Quote of the Day: “A wise man gets more use from his enemies than a fool from his friends.” – Baltasar Gracian
Continue reading… “Top 14 Photos of the Week”
Just 65.9 percent of students who graduated from high school in spring 2013 had enrolled in college by last October.
The proportion of high school students in the U.S. who go on to college rose regularly for decades but now appears to be declining.
Continue reading… “Fewer high school graduates enroll in college after graduation”
America’s largest metro areas are currently gaining population at impressive rates. This trend is driving much of the population growth across the nation. But that growth is the result of two very different migrations – one coming from the location choices of Americans themselves, the other shaped by where new immigrants from outside the United States are heading.
Continue reading… “Two different types of migrations are driving population growth in U.S. cities”
Futurist Thomas Frey: Google’s Director of Engineering, Ray Kurzweil, has predicted that we will reach a technological singularity by 2045, and science fiction writer Vernor Vinge is betting on 2029, a date that is ironically on the hundredth anniversary of the greatest stock market collapse in human history.
Continue reading… “The Singularity and Our Collision Path with the Future”
Dowling College main administrative and faculty offices building.
On Long Island, New York’s south shore on the Dowling College campus, a fleet of unused shuttle buses sits in an otherwise empty parking lot. A dormitory is shuttered, as are a cafeteria, bookstore and some classrooms in the main academic building.
America is in the midst of two demographic transformations right now. Our population is becoming majority non-white at the same time a record share is going gray. Each of these shifts would by itself be the defining demographic story of its era. The fact that both are unfolding simultaneously has generated big generation gaps that will put stress on our politics, families, pocketbooks, entitlement programs and social cohesion.
Continue reading… “America’s changing demographics: Pew Research”
The rapid expansion in ownership of smartphones and tablet devices make today’s consumer want to research financial services on demand.
The banking industry has experienced a strong recovery after one of the worst financial crisis. In the evolving banking landscape in emerging economies, the industry is quickly transforming.
Continue reading… “Top banking trends of 2014”
Recent breakthroughs in printed and flexible electronics herald a whole new age of gadgets, imaging devices and user interfaces.
The nature of the underlying electronics needs to change as our computing requirements change. We’re moving into an era of wearable gadgets that require flexibility and new user interfaces – and there are many advances required to make that happen.